Medicare

You have some big decisions ahead of you when it comes to Medicare planning.  But with so   many choices, how do you know
what’s best for you?  We can help!

  • Original Medicare does not cover all out-of-pocket expenses and there are gaps in coverages that could leave you paying
    costly medical bills.

  • Medicare plans are identical and they are labeled by the
    letters A through N.

  • Part A is referred to as hospital insurance.  There are no premiums.

  • Part B covers regular medical expenses like physician services.  Premiums apply.

  • Part D covers prescription drug coverage and
    has premiums attached.

  • Medicare Supplement plans are sold by private insurance companies and are designed to cover the gaps in Original Medicare.

Medicare Advantage plans are also designed to close the gaps left in Original Medicare, however, patients must choose
from a network of providers.

How can we help you?  Call us today to set up a complimentary review, and find out how you can maximize your Medicare benefits.

Not connected with or endorsed by the United States government, or the federal Medicare program.

Providing professional tax return preparation for the Roanoke Valley, Botetourt County, SML, Salem, Vinton, Central, and Southwest Virginia.

© 2019 by Kembel Financial Services, inc.

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